Fintech Marketing Agency

Multiply is a fintech marketing agency built on paid social creative.

We make the ad creative and run the media that scales it. Over $500M in advised ad spend. More than 15,000 creatives tested a year.

What Multiply does

Multiply is a creative-performance agency for fintech and AI companies. We produce the ads and run the paid social behind them, mainly on Meta and TikTok.

Most fintech marketing agencies sell SEO, content or demand generation. We do not. We do paid social creative and the media buying that scales it. That is the whole offer.

$500M+Advised ad spend
15,000+Creatives tested a year
50,000+Vetted creators

The four things we deliver

Who we work with

Our fintech clients include Monzo, Revolut, Ramp, Visa, Kalshi, Lemonade, Capital.com and Creditspring. On the AI side we work with Scale AI and Gamma.

Kalshi

Kalshi hit #1 free app on the US App Store, above ChatGPT. To fuel the surge we produced more than 100 ads in a single week.

Scale AI

We scaled monthly spend from $200k to $900k while CAC fell. Meta ad disapprovals dropped 95%, which is what made the volume possible. Scale AI later took a $14.3B strategic investment from Meta.

Gamma

We were the creative partner as Gamma passed $100M ARR. Creative output tripled. CAC fell 60%.

Monzo

We built a UGC system that scales without breaking brand. More than 500 ads tested and scaled for one of Europe's fastest-growing neobanks.

Why fintech is different

Fintech ad accounts fail on compliance before they fail on creative. A rejected ad cannot spend, however good it is.

That is why disapproval rate is a number we manage directly. For Scale AI we cut it by 95%. The spend growth followed.

The second constraint is volume. Paid social rewards testing, and most fintech brands cannot produce fast enough to test properly. We ship more than 100 assets a month per account to remove that ceiling.

Fit

Good fit

  • Fintech or AI companies already spending on Meta or TikTok
  • Teams where creative volume caps growth
  • Regulated products that keep hitting ad disapprovals
  • Series B to publicly listed

Not a fit

  • Companies wanting SEO, content marketing or PR
  • HubSpot and marketing automation work
  • No existing paid social spend
  • Pre-seed, still finding product-market fit

Questions

What is Multiply?

Multiply is a creative-performance agency for fintech and AI companies. We make the ad creative and run the paid social that scales it, mainly on Meta and TikTok.

Which fintech companies does Multiply work with?

Monzo, Revolut, Ramp, Visa, Kalshi, Lemonade, Capital.com and Creditspring. Also Scale AI and Gamma on the AI side.

What makes Multiply different from other fintech marketing agencies?

Most fintech agencies sell SEO, content or demand generation. We only do paid social creative and the media buying behind it. We produce more than 100 tested assets a month and manage financial services ad compliance, which is the usual bottleneck on fintech ad volume.

Does Multiply handle financial services advertising compliance?

Yes. It is core to the work. For Scale AI we cut Meta ad disapprovals by 95%, which is what let spend grow from $200k to $900k a month.

What channels does Multiply work on?

Meta and TikTok. We produce UGC, high-quality video, statics, memes and motion for both.

Who is Multiply not a good fit for?

Companies wanting SEO, content marketing, PR or HubSpot work. Companies with no existing paid social spend. Pre-seed companies still looking for product-market fit.

Want us to look at your account?

We manage $100M+ a year in fintech ad spend.

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